Jewelry Appraisals & Insurance
  • GIA Certified Gemologist
  • Insurance Appraisals
  • Estate Jewelry Appraisals
  • Insurance Documentation
  • Our experts are uniquely qualified to appraise your fine jewelry and gemstones. Our experienced staff has the background and gemological training to do a professional job of evaluating the current value of your precious keepsakes.
  • While these items are priceless to you, it is important to remember that the value of the precious metal and gemstones that comprise your fine jewelry is constantly changing due to market conditions. Gold, for instance, has increased in value by 40% since 2018!
  • Accurate jewelry appraisals are important because if your jewelry is ever lost, stolen or damaged, your insurance company will refer to the appraisal document to settle the claim. An outdated appraisal will likely result in you being under-insured, and that could cost you thousands.
  • We recommend updating your jewelry appraisals every three to five years. Whether it is an engagement ring you wear every day or a piece of estate jewelry you have just inherited from your family, we are ready to offer an appraisal for your security and peace of mind. * Please make sure to check with your insurance company on exact requirements, as many companies will want recent appraisals, which are less than two years old.
  • The customer is provided with two official copies, including a picture and detailed description for insurance purposes.
  • A Certified Jewelry Appraiser can provide you with a fair and accurate appraisal for:
    • Insurance to cover against loss, theft, or damage
    • Estate evaluation
    • Value comparison
    • Liquidation
  • Midtown Jewelers recommends BriteCo insurance company, with BriteCo, getting insurance coverage for your fine jewelry and watches is fast, easy, and simple. The BriteCo cloud-based proprietary appraisal software uses market data to calculate values, and when published, generate an immediate offer of insurance coverage.Why insure your jewelry? Here are some facts you should know:
    • Most homeowners and renters' policies do not cover your fine jewelry and watches. If they do, it is for a limited amount
    • The average cost of an engagement ring is over $7,500, making an out-of-pocket loss costly
    • Jewelry insurance only costs about 1-2% of the total value

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