No Interest Financing

Interest Free Financing

No Money Down
No Interest
If paid in full within 6 months*

On purchases made with your Citi Jewelers Reserve bank credit card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. Minimum Monthly Payments required.

11.99% APR 36 months**

On purchases made with your Citi Jewelers Reserve Bank credit card. Fixed monthly payments required for 36 months.

***Save when you pay off early. No Pre Payment Penalty.

Monthly Payment Calculator

Enter amount to finance at 11.99% APR Until Paid in Full*
Total Pmt Amount:
$ 1,800.00 ***
36 Monthly Pmts of:
$ 50.00/mo

How to Apply


1. Visit Midtown Jewelers in Reston, VA location.
2. Bring two forms of a valid ID. Can be a license & debit/credit card.
3. Apply online

Worried about bad credit?

We want to make sure we offer you options when it comes to paying for the ring of your dreams.

  • Layaway Program
    Midtown Jewelers offers a 6-month layaway program with a 20% down payment required.

Finance your next jewelry purchase at Midtown Jewelers with our No Interest Financing program. For more information, please contact us at 703-707-9663 or visit our store in Reston Town Center.

Inquire About Our Financing Options

† No Money Down if the purchase is made with your Citi Jewelers Reserve Bank credit card.

* Monthly payment shown is equal to the purchase price (excluding taxes) divided by the number of months in the promo period, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

** Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

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